Does Costco Take EBT in 2025?

Jan 22, 2025

Curious if Costco accepts EBT cards? Knowing where you can use your EBT card is essential for people relying on SNAP benefits, also known as food stamps.

This information helps ensure you can access the groceries you need without any hassle.

Does Costco Accept EBT Cards?

Yes, Costco accepts EBT cards for in-store purchases. However, using SNAP benefits for online purchases at Costco is not currently available but may be possible in the future.

What Can You Buy at Costco with EBT?

At Costco, you can use your EBT card to purchase specific food items covered by SNAP benefits. These benefits are designed to help you buy essential groceries.

Eligible items include:

Fruits and vegetables
Meat, poultry, and fish
Dairy products
Bread and cereals
Snack foods
Non-alcoholic beverages

In contrast, these items are ineligible:

Alcoholic beverages
Vitamins and supplements
Prepared foods
Household supplies
Pet food
Personal care items

How to Use Your EBT Card at Costco?

Using your EBT card at Costco is straightforward and similar to using a debit card. Here’s how you can do it:

Shop for Eligible Items: Select the groceries you need, ensuring they are covered by SNAP benefits.
Head to the Checkout: Once you have all your items, go to the checkout counter.
Inform the Cashier: Let the cashier know that you will be using an EBT card for your purchase.
Swipe Your EBT Card: Swipe your EBT card through the card reader, just like you would with a debit card.
Enter Your PIN: Input your four-digit PIN to authorize the transaction.
Confirm the Amount: Verify the amount being charged to your EBT card and approve the transaction.
Complete the Purchase: Once the transaction is approved, you will receive a receipt detailing your purchase.

Can You Use EBT for Online Purchases at Costco?

Currently, Costco does not accept EBT cards for online purchases. While you can use your EBT card for in-store transactions, the option to use SNAP benefits for online shopping at Costco is not available at this time. This limitation means that all EBT cardholders must visit a physical Costco location to utilize their benefits.

State-Specific Information for Using EBT at Costco

EBT acceptance and eligible items may vary by state. Check your local guidelines or contact Costco for state-specific information to ensure you can use your benefits effectively.

Tips for Maximizing Your EBT Benefits at Costco

Maximizing your EBT benefits at Costco can help you stretch your food budget further. Here are some tips to make the most out of your shopping experience.

Buy in Bulk: Costco is known for its bulk items, which can offer significant savings. Stock up on non-perishable items like canned goods, pasta, and rice to reduce frequent trips and save money.
Utilize Costco's Rotisserie Chicken: A cost-effective and versatile option, Costco's rotisserie chicken can be used in various meals throughout the week. This can help you save on meat costs while providing multiple meal options.
Take Advantage of Seasonal Produce: Costco often has great deals on seasonal fruits and vegetables. Buying produce in season not only ensures freshness but also offers better prices, helping you get more for your money.
Download Benny: Maximize your EBT benefits further by using the free Benny app. Benny offers 1% cashback on Costco purchases nationwide. Download Benny to start earning cashback on your grocery shopping today.