Jan 22, 2025
Curious if Smart & Final accepts EBT cards? Knowing where you can use your EBT card is essential for people relying on SNAP benefits, also known as food stamps.
This information helps ensure you can access the groceries you need without any hassle.
Does Smart & Final Accept EBT Cards?
Yes, Smart & Final accepts EBT cards for in-store purchases. While EBT cannot be used for online purchases currently, it might be possible to use SNAP benefits online in the future.

What Can You Buy at Smart & Final with EBT?
At Smart & Final, you can use your EBT card to purchase specific food items covered by SNAP benefits. These benefits ensure you can buy essential groceries to support your household.
Eligible items include:
Fruits and vegetables
Meat, poultry, and fish
Dairy products
Breads and cereals
Snack foods
Non-alcoholic beverages
Seeds and plants that produce food
In contrast, these items are ineligible:
Alcoholic beverages
Tobacco products
Vitamins and supplements
Prepared foods meant for immediate consumption
Pet foods
Cleaning supplies
Personal care items
How to Use Your EBT Card at Smart & Final?
Using your EBT card at Smart & Final is straightforward and similar to using a debit card. Follow these steps to ensure a smooth transaction:
Shop for Eligible Items: Select the groceries you need, ensuring they are covered by SNAP benefits.
Separate Non-Eligible Items: If you have non-eligible items, consider separating them to make the checkout process easier.
Swipe Your EBT Card: When it's time to pay, swipe your EBT card through the card reader.
Enter Your PIN: Input your four-digit Personal Identification Number (PIN) to authorize the transaction.
Select EBT: Choose the EBT option on the payment terminal to ensure the correct account is charged.
Review Your Receipt: After the transaction, review your receipt to confirm the correct amount was deducted from your EBT balance.
Can You Use EBT for Online Purchases at Smart & Final?
Currently, Smart & Final does not accept EBT cards for online purchases. While you can use your EBT card for in-store transactions, the option to use SNAP benefits online is not available at this time. This limitation means that all EBT transactions must be completed in person at a Smart & Final location.
State-Specific Information for Using EBT at Smart & Final
EBT acceptance and eligible items may vary by state. Check your local guidelines or contact Smart & Final for state-specific information to ensure you can make the most of your benefits.
Tips for Maximizing Your EBT Benefits at Smart & Final
Maximizing your EBT benefits at Smart & Final can help you stretch your budget further. Here are some tips to ensure you get the most out of your SNAP benefits when shopping at Smart & Final:
Take Advantage of Bulk Purchases: Smart & Final offers bulk buying options, which can be more cost-effective. Stock up on non-perishable items like canned goods and grains to save money in the long run.
Utilize Store Brands: Store brands often provide the same quality as national brands but at a lower price. Look for Smart & Final's private label products to maximize your savings.
Check for Weekly Specials: Smart & Final frequently has weekly specials and discounts on various items. Keep an eye on their weekly ad to find deals on eligible EBT items and plan your shopping accordingly.
Download Benny: The Benny app is a free tool that helps you manage your EBT benefits and earn cash back on purchases. For Smart & Final, Benny offers 1% cash back in California, Arizona, and Nevada. Download Benny to start maximizing your benefits today.

Download Benny for Free & Earn Cash Back on SNAP
Smart & Final accepts EBT cards for in-store purchases, allowing you to buy essential groceries. Remember to separate non-eligible items and review your receipt.
Maximize your benefits by taking advantage of bulk purchases, store brands, and weekly specials.
Download Benny for free to manage your EBT benefits and earn cash back. Download Benny today!