Mar 6, 2025
Wondering if Tops accepts EBT cards? Knowing where you can use your EBT card is crucial for those relying on SNAP benefits, also known as food stamps.Accessing the groceries you need without any hassle is essential for everyone. Let's find out if Tops is one of the stores that accept EBT cards.
Does Tops Accept EBT Cards?
Yes, Tops accepts EBT cards for in-store purchases. While EBT cannot be used for online purchases at Tops currently, it might be possible in the future to use SNAP benefits online.

What Can You Buy at Tops with EBT?
At Tops, you can use your EBT card to purchase specific food items covered by SNAP benefits. These benefits are designed to help you buy essential groceries.Eligible items include:
Bread and cereals
Fruits and vegetables
Meat, poultry, and fish
Dairy products
Seeds and plants for growing food
Non-alcoholic beverages
In contrast, these items are ineligible:
Alcoholic beverages
Vitamins and supplements
Prepared hot foods
Pet foods
Household supplies
Personal care items
How to Use Your EBT Card at Tops?
Using your EBT card at Tops is straightforward and similar to using a debit card. Follow these steps to ensure a smooth transaction:
Shop for Eligible Items: Select the groceries you need, ensuring they are covered by SNAP benefits.
Separate Non-Eligible Items: If you have non-eligible items, keep them separate to streamline the checkout process.
Swipe Your EBT Card: At the payment terminal, swipe your EBT card just like you would with a debit card.
Enter Your PIN: Input your four-digit Personal Identification Number (PIN) to authorize the transaction.
Select EBT Food: Choose the "EBT Food" option on the terminal to apply your SNAP benefits to eligible items.
Review Your Receipt: After the transaction, review your receipt to confirm the correct amount was deducted from your EBT balance.
Can You Use EBT for Online Purchases at Tops?
Currently, Tops does not allow EBT cards for online purchases. While you can use your EBT card for in-store transactions, the option to use SNAP benefits online at Tops is not available at this time. This limitation means that all EBT transactions must be completed in person at a Tops location.
State-Specific Information for Using EBT at Tops
EBT acceptance and eligible items may vary by state. Check your local guidelines or contact Tops directly for state-specific information to ensure you can make the most of your SNAP benefits.
Tips for Maximizing Your EBT Benefits at Tops
Maximizing your EBT benefits at Tops can help you stretch your food budget further. Here are some tips to make the most out of your SNAP benefits when shopping at Tops.
Utilize Tops' Weekly Ads: Check Tops' weekly ads for sales and promotions on eligible items. This can help you plan your shopping trip around discounted products, ensuring you get more for your money.
Join Tops' BonusPlus Program: Sign up for the Tops BonusPlus program to earn points on your purchases. These points can be redeemed for discounts on future shopping trips, effectively extending your EBT benefits.
Shop During Double Coupon Days: Take advantage of Tops' double coupon days, where the store doubles the value of manufacturer coupons. This can significantly reduce the cost of your groceries, allowing you to buy more with your EBT card.
Download Benny: Maximize your EBT benefits further by downloading the free Benny app. Benny offers 1% cashback on purchases at Tops in NY, PA, and VT. Get the app to start earning cashback today.

Download Benny for Free & Earn Cash Back on SNAP
Using EBT at Tops is simple and convenient for in-store purchases. Remember to check weekly ads and join the BonusPlus program to maximize your benefits.Download Benny for free to earn 1% cashback on your purchases at Tops. Get the app today!